The Game of Baccarat Online
The object of Baccarat is to predict
which hand will get a Point value closest
to 9, keeping in mind that all face cards
and ten-value cards count as zero, aces
count as one, while all other cards keep
their values.
How
to Play Baccarat
To play, place your bet on the banker's
hand, on the player's hand, or on a tie
(or any combination of the three or all
three possibilities). After the bet, click
Deal, the player and the banker are then
dealt a two-card hand each. A third card
may be dealt to the player and/or the banker.
Your goal is to predict which hand (banker's
or player's) will come closest to a Point
value of 9, the hand that comes closest
to 9 wins.
You may also choose to place your bet on
a tie, when both hands have equal Point
values. If the hand results in a tie, the
bet is returned. All winning bets for the
banker or the player pay even money. However,
if you win by betting on the banker, the
bank receives 5% commission. If you correctly
bet on a tie, your payoff is 8-to -1.
To exit the game, click the EXIT button
(located at the lower-right of the screen).
You will then exit the game and return to
the main menu.
Online
Baccarat Card Values
Ace = one point
Face cards and tens = zero points
All other cards carry the point value shown
on the card.
If the cards in a hand total more than ten
points, subtract ten; the remainder is the
point value of the hand. For example: 8+8=16,
which counts as 6; and 8+9=17, which counts
as 7.
Third
Card Rules
The following chart displays scenarios where
the player and/or the banker will automatically
be dealt a third card:
| Player |
| Total value of
Player's 1st two cards: |
Action |
| 0, 1, 2, 3, 4,
or 5 |
Player draws a
card |
| 6 or 7 |
Player stands |
| 8 or 9 |
Player stands and
Banker cannot draw |
| Total value
of Banker's 1st 2-cards |
Draws when
Player's 3rd card is: |
Stands
when Player's 3rd card is: |
| 0-1-2 |
Banker always draws
a card |
- |
| 3 |
0, 1, 2, 3, 4,
5, 6, 7, or 9 |
8 |
| 4 |
2, 3, 4, 5, 6,
or 7 |
0,1,8,9 |
| 5 |
4, 5, 6, or 7 |
0,1,2,3,8 or 9 |
| 6 |
6 or 7 |
0,1,2,3,4,5,8 or
9 |
| 7 |
Banker always stands |
- |
| 8 or 9 |
Player cannot draw |
Player cannot draw |
Betting
Left-click on the value of the chip you
wish to bet. You may bet on Player, Bank,
or Tie (or any combination of the three,
or even all three). To place a bet, left-click
the area on the table where you wish to
place your chip. If you want to change your
bet before the cards are dealt, right-click
on the chip to remove it. After placing
your bet, click on Deal to begin playing.
Baccarat Betting Limits
The minimum betting limit in Baccarat is
$10, while the maximum is $500. The maximum
total bet per game is $500 (the total of
all of your wagers cannot exceed $500 per
hand).
Winning Baccarat
Pay Outs
| Winning
Wager |
Pays |
| Player |
1 to 1 |
| Banker |
1 to 1 (less 5%
commission) |
| Tie |
8 to 1 |
Options
The following options are available:
- Play sound effects
(turning off sound effects turns off the
voice sample and the game sound effects)
- Play animations (turning off animations
skips the dealing animation and the clear
table animations)
- Play midi music (turning
off MIDI music deactivates the background
MIDI music)
Online Baccarat
Shortcut Keys
The following shortcut keys are available:
| To |
Press |
| Quit |
ESC |
| Help |
F1 |
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